![]() Something to keep in mind, especially if your credit card accrues interest, is to make sure you’re paying off your balance each month. As a result, you may find you quickly spend much more on your celebration than you initially intended. Paying for your wedding with a credit card (or shopping with a credit card) can feel like you’re spending “imaginary” or “free” money because it’s not immediately leaving your checking account. The largest among them? The ease with which you can slip into debt. The Cons of Paying for a Wedding with a Credit Card:Īlthough there are a few pros to paying for your wedding with a credit card, there are also plenty of cons. ![]() It’s worthwhile to spend time ensuring you understand the differences. On the flip side, not receiving the services or items you paid for is a reason to file a dispute. Declaring that you didn’t like the personality of a professional or deciding you don’t like a photographer’s style are not reasons for a credit card company to fight for your cause (both are covered and protected in most contracts). That’s great news!Īlthough the above is true, there is one specific key point to keep in mind: You are unlikely to win a dispute case when the wedding professional has a rock-solid contract they have honored in full. However, if you dispute a charge on your credit card with your credit card company with a valid reason, there’s more of a likelihood your credit card company will take your side and return your funds. The Savvy Secret to Booking Your Dream Honeymoon for (Almost) Free Pro: You Can Dispute Charges:Īs a general rule, if you pay for an item or service with cash and discover an issue without a receipt, outside of a return window, or without a return policy in place, the likelihood of your money being returned to you is slim. But if you can source a credit card with a 0% interest introductory offer, the extended timeline you will have to pay off your wedding may make the use of a credit card worth it. ![]() Keep in mind interest rates may apply (they can be 15% or more). Then you will be able to pay off that amount at your leisure. With a credit card, you will be able to charge any amount up to your credit card’s spending limit. All other payments are typically due several days prior to the day you say, “We do.” If you’re planning your wedding on a shortened timeline, you haven’t been able to save as much as you hoped, or you feel as though you would like to spread your payments out over time, a credit card can be a great option. ![]() When you decide to book a wedding professional’s services, it’s highly likely your first steps toward confirming your working relationship will be to sign a contract and remit your first payment (oftentimes referred to as a “deposit” or “retainer”). ![]() Let’s start on a positive note! There are three key positives that come to mind when considering if you would like to pay for your wedding via credit card. The Pros of Paying for a Wedding with a Credit Card: With this in mind, we hope you will be able to make a payment method decision that allows you and your partner to move forward with confidence. That means you have options!īecause it’s far more common to pay for wedding vendors and other expenses by check or even cash, we thought we would shine a light on the pros and cons of financing your wedding day and wedding vendors with a credit card. Many wedding professionals may request to be paid by check, but a fair amount will accept credit cards. But before you go booking anything, you and your partner will want to decide on your payment method (or methods!) for your wedding. So, you’ve decided on a wedding budget and are ready to officially begin working with wedding professionals. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |